From the moment your first premium is paid, a team of dedicated legal advisors is available telephonically to assist you with legal matters that you may have. For the first 3 months you will have access to limited telephonic legal advice only; and thereafter, you will have access to full legal assistance.

Standard Legal Plan: 

• From R220 p/m
• For only R220 per month, you will have access to R200,000 worth of professional legal services per year – and up to R2,000,000 for life.
• This is a member only plan.
• Cover against civil criminal and labour related matters.
• Includes a Bail Protect Benefit. If you are arrested (for a minor crime) and need bail, we will go to the police station and pay the bail of up to R5,000 for you.
• Includes a Retrenchment Benefit.
• Access to personalised legal documents and contracts.
• 24 hour legal emergency line operated by qualified lawyers and legal advisors.
• Protection against the effects of inflation on legal costs.
• Earnings Guaranteed Benefit: If an IFA dies or suffers from total or permanent disability, a lump sum equal to 12 months’ IFA earnings as per the month prior to the claim, will be paid. Additional payments equal to the IFAs last monthly earnings will be paid monthly for the next two years.

Classic Legal Plan:

• From R250p/m
• For only R250 per month, you will have access to R230,000 worth of professional legal services per year – and up to R2,300,000 for life
• The plan includes cover for you, your spouse and children up to 21 if a full-time student.
• Cover against civil, criminal and labour related matters.
• Includes a Bail Protect Benefit. If you are arrested (for a minor crime) and need bail, we will go to the police station and pay the bail of up to R5,000 for you.
• Includes a Retrenchment Benefit.
• Access to personalised legal documents and contracts.
• 24 hour legal emergency line operated by qualified lawyers and legal advisors.
• Protection against the effects of inflation on legal costs.
• Accidental Death Benefit of R10,000 for the main insured person.
• Earnings Guaranteed Benefit: If an IFA dies or suffers from total or permanent disability, a lump sum equal to 12 months’ IFA earnings as per the month prior to the claim, will be paid. Additional payments equal to the IFAs last monthly earnings will be paid monthly for the next two years.