Want to become
an IFA?
Find out how

Become an IFA How Much Can You Earn?

Anyone you introduce directly beneath you (1st Level) is called a Key Appointment.

Start by introducing 2 Key Appointments. As soon as your 2 Key Appointments pay their monthly payments in the same month, you will be rewarded with your first bonus, the You Can Bonus, of R250 as a once-off payment. That’s R250 just for introducing 2 quality people! Remember that 2 IFA GOLD Key Appointments = 1 Key Appointment, therefore 4 IFA GOLD Key Appointments who have an active DebiCheck mandate in place and pay in the same earnings period will also qualify you for a You Can Bonus.
The next step is to increase your 2 Key Appointments to 5 Key Appointments. Build your team to 5 Key Appointments by introducing another 3 Key Appointments. Once you have introduced 5 Key Appointments (of which at least 3 have an Insurance Product) who pay their monthly payments in the same month in place you qualify as an IFA Earner. You, as an Earner, must have an active DebiCheck mandate in place on your own product to qualify for earnings.
Now that you have 5, double your success by building your 1st Level to 10 Key Appointments. If your 10 Key Appointments also pay their monthly payments in the same earnings period within 3 months of the capture date of the first Key Appointment, you will be rewarded again with the Step-Up 10 Bonus of a R1,500 once-off payment. Dont stop at 10 - the more Key Appointments you have, the more successful you will be.

Well done – you have perfected the 2-5-10 formula for success!

TIPS:

Don't stop at 10 - the more Key Appointments you have, the more successful you will be.
Encourage your Key Appointments to do what you are doing to build a bigger team - this is the power of network marketing. Never assume the people you recruit are going to take building the business as serious as you do. This is all about taking them through basic training and helping them overcome obstacles and become successful.
Keep sharing and watching the Digital Presentation - learning and relearning is crucial in running your business.

Note: Bonuses are the stepping stones in the formula of 2-5-10. There are other bonuses and earnings which you can read about in the IFA Rules Manual.

Here’s how to do it

Make sure at least one IFA at every level (Levels 1-6) within one leg of your downline qualifies for IFA Earnings. If this is not so, you will earn 25% (one quarter) of the IFA Earnings on business at the levels below the last IFA Earner. Full earnings will only be earned to the level where an Earning Key Appointment exists on that level and above (in the same leg of your downline) or earnings will be quartered.

TIPS:

Lead by example. Continue to invite people every week, to scheduled IFA Zoom Presentations, so your team can see you hard at work.
Make sure your team understands how IFA works and how they need to invite others.
Make sure that everyone in your team understands the importance of paying premiums and business fees.
Focus on helping someone to become an earner, not just on becoming an IFA.

Becoming a regular monthly earner

Your key to success – and the goal of every IFA - is to become a regular monthly earner. Once you introduce 5 Key Appointments who pay a premium in the same month, you will have established yourself as an IFA Earner, earning an income every month. Remember, when your Key Appointments have also introduced IFAs below them and you are rewarded for their efforts too. The power of IFA Earnings is that you are rewarded on 6 Levels for the efforts of your team (Downline). So, keep motivating your Key Appointments and get them to do the same. Here is what you can earn on each paid product.

(based on a perfect structure)

IFA Earnings on premium increases

Every year, on the anniversary of your policy commencement, your premium will increase. IFA Earnings are paid on these premium increases based on the year mode (age of product) of the premium increase.

Want to become an IFA? Find out how.

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© IFA is a division of Clientèle Life Assurance Company Limited. Clientèle Life Assurance Company Limited is an authorised financial services provider (FSP Number: 15268).

All terms and conditions are subject to the overriding provisions of the IFA Contract and the IFA Rules and nothing contained herein shall be deemed to vary or amend any provisions of the IFA Contract nor the IFA Rules.

Long-term insurance policies are underwritten and administered by Clientèle Life Assurance Company Limited, an authorised financial services provider and registered insurer: FSP 15268. Premiums escalate by 10% and benefits escalate by 6% annually.

Short-term insurance policies are underwritten and administered by Clientèle General Insurance Limited, an authorised financial services provider and registered insurer: FSP 34655. This is a monthly renewable policy with premiums and legal benefits escalating by 10% annually.

Third parties are remunerated for their services to the brand.

This website and its contents do not constitute financial advice. Terms and conditions apply.

The Rewards programmes are provided by CBC Rewards(Pty) Ltd, which provides non-insurance services and products relating to lifestyle and loyalty benefits.

For policy or The Rewards programme terms and conditions visit www.clientele.co.za or contact us on 011 320 3000.

Want to become an IFA?

Start by introducing 2 Key Appointments.

The next step is to increase your 2 Key Appointments to 5 Key Appointments.

Now that you have 5, double your success by building your 1st Level to 10 Key Appointments.

TIPS:

Here’s how to do it

TIPS:

Becoming a regular monthly earner

IFA Earnings on premium increases

Want to become
an IFA?