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an IFA?
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Become an IFA How Much Can You Earn?

Anyone you introduce directly beneath you (1st Level) is called a Key Appointment.

Start by introducing 2 Key Appointments.

As soon as your 2 Key Appointments pay their premiums and business fees in the same month, you will be rewarded with your first bonus, the You Can Bonus, of a R250 once-off payment. That’s R250 just for introducing 2 quality people!

The next step is to increase your 2 Key Appointments to 5 Key Appointments.

By introducing 3 more Key Appointments, you start enjoying a regular monthly income. You qualify as an IFA Earner once all 5 of your Key Appointments are paying their premiums in the same month.

Now that you have 5, double your success by building your 1st Level to 10 Key Appointments.

If your 10 Key Appointments pay their premiums and business fees in the same earnings period within 3 months of the captured date of the first Key Appointment, you will be rewarded again with the Step-Up 10 Bonus of a R1,500 once-off payment.

Well done – you have perfected the 2-5-10 formula for success!

TIPS:

Don’t stop at 10 - the more Key Appointments you have, the more successful you will be.
Encourage your Key Appointments to do what you are doing to build a bigger team - this is the power of network marketing.
Keep going to Presentations – learning is earning!

Note: Bonuses are the stepping stones in the formula of 2-5-10. There are other bonuses and earnings which you can read about in the IFA Rules Manual.

Here’s how to do it

Make sure at least one IFA at every level (Levels 1-6) within one leg of your downline qualifies for IFA Earnings. If this is not so, you will earn 25% (one quarter) of the IFA Earnings on business at the levels below the last IFA Earner. Full earnings will only be earned to the level where an Earning Key Appointment exists on that level and above (in the same leg of your downline) or earnings will be quartered.

TIPS:

Lead by example. Continue to invite people every week so your team can see you hard at work.
Make sure your team understands how IFA works and how they need to invite others.
Make sure that everyone in your team understands the importance of paying premiums and business fees.
Focus on helping someone to become an earner, not just on becoming an IFA.

Becoming a regular monthly earner

Your key to success – and the goal of every IFA - is to become a regular monthly earner. Once you introduce 5 Key Appointments who pay a premium in the same month, you will have established yourself as an IFA Earner, earning an income every month. Remember your Key Appointments have also introduced IFAs below them and you are rewarded for their efforts too. The power of IFA Earnings is that you are rewarded on 6 Levels for the efforts of your team (downline). So, keep motivating your Key Appointments and get them to do the same. Here is what you can earn on each paid policy:

Example

IFA Earnings on premium increases

Every year, on the anniversary of your policy commencement, your premium will increase. IFA Earnings are paid on these premium increases based on the year mode (age of product) of the premium increase.

Want to become an IFA? Find out how.

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© IFA is a division of Clientèle Life Assurance Company Limited. Clientèle Life Assurance Company Limited is an authorised financial services provider (FSP Number: 15268).

All terms and conditions are subject to the overriding provisions of the IFA Contract and the IFA Rules and nothing contained herein shall be deemed to vary or amend any provisions of the IFA Contract nor the IFA Rules.

Long-term insurance policies are underwritten and administered by Clientèle Life Assurance Company Limited, an authorised financial services provider and registered insurer: FSP 15268. Premiums escalate by 10% and benefits escalate by 6% annually.

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