Congratulations to Gijima Competition Winners.

• Click here to view the list of winners.

Created to inspire, challenge you to pick up the pace, and encourage performance that sets the rhythm for future success. IFA introduces a new exhilarating and exciting competition - Gijima.

Gijima acknowledges every effort, from those that have just entered the race, to those that have been in it for some time. It rewards a step-by-step structured approach to building and growing one's business. It also acknowledges the front runners that deserve recognition for their lead and perseverance.

From now until early 2013, the Gijima competition will require energy, passion and endurance. This is a race not to be missed! Join the race, together with your downlines, sharing in each others' growth, progress and successes.

Become a qualifier by achieving G3 and stand the chance to win already! Gijima a little more and stand the chance to win one of four new cars at different stages of the race.

Get out of the starting blocks early and you could already win cash prizes midway! There's so much to this competition that we can confidently say – "It's EVERYONE'S race!" (Click to view Gijima Competition Video).

Prizes

Rules

Gijima Competition Dates

• The Competition 2012/2013 launch date is 25 February 2012.
• The competition period will run for 12 months, from payment date 20 February 2012 up to and including payment date 20 January 2013.
• Final calculations for the competition will be done on 20 January 2013 and will be announced at the National Mass Rally in 2013.
• The final draw will take place at the National Mass Rally in 2013.
• Note: The competition period commences a month before the first bonus is paid, however, the first set of results will be published on 20 March 2012.
• The Competition starts from 1 February 2012 (debit date 2nd onwards) to DOC 1 January 2013 (debit date of 1 January 2013 only). That is, new policies considered for payment on 20 February 2012 to 20 January 2013.
• At the end of the competition, an IFA must have qualified as a G-3 or G-7 Bonus qualifier and met the minimum criteria in order to be entered into the various competition categories – i.e. must have 100 or more new policies (numbers differ per category) for which at least one premium has been paid during the competition period.

How to become a Gijima qualifier

• New and existing IFAs can become a competition qualifier by introducing a minimum of three new Key Appointments within the competition period. All three new Key Appointments must have an active premium-paying policy the same DOC and have paid their premium in the first month.
• The monthly IFA Business Fee must be paid to qualify.
• Any IFA introduced to the IFA Business Opportunity, Clientèle products and this competition must have attended an official IFA Presentation and must have viewed the entire IFA presentation.
• All Clientèle products are applicable for the competition and will qualify the introducer for appropriate draws in various categories of the competition.
• IFAs introduced to the IFA Business Opportunity and policies taken up during the competition period will not be excluded from qualifying for other rewards such as bonuses, Mass Rally awards and the annual Incentive Conference.
• Once an IFA qualifies for Bonus 3 and/ or 7 they will be considered for the competition.

G-3 and G-7 Bonus Rules

• NOTE: No DOC Requirement For G-3 And G-7 Bonuses For First Bonus Payment Date 20 September 2012 And Onwards - (Click here to download).
• The first time IFAs can qualify for the Bonus 3 and 7 will be on 20 March 2012 and the last payment date will be 20 February 2013.
• An IFA must introduce a minimum of three new Key Appointments on Level 1, each with a premium paying policy.
• The three new Key Appointments must have the same Date of Commencement (DOC). The first DOC which will be considered is 1 February 2012 with a debit date of the 2nd onwards (payment date 20 March 2012).
• The first time all three premium-paying Key Appointments (with the same DOC) pay their premiums in the same IFA earnings period, the IFA Introducer will receive a once-off bonus of R200. (All the policies that are paid for will be considered as Month 1 for purposes of this bonus.)
• In the following month (Month 2), three of the paid policies should pay their 2nd premiums in order for a R300 bonus to be paid. All the policies which meet the conditions and have been paid for in Month 2 (2nd consecutive month’s premium) will be considered as Month 2 for purposes of the Month 2 bonus.
• In the third month (Month 3), should three of the paid policies flagged in Month 2 and in Month 1 still be paid for (3rd consecutive premium) the IFA will be rewarded with a third bonus amount of R200.
• An IFA Introducer may refer more than three new Key Appointments and will be paid for a maximum of two sets of G-3. These payments will be indicated as Months 2 and 3 respectively, as per the terms and conditions outlined above.
• IFAs must pay the monthly IFA business fee in order to qualify for any Bonuses.
• The G-3 and G-7 Bonuses apply to all Clientèle products.
• The last time an IFA can qualify for the Month 1 bonus payment is 20 January 2013.
• Cash payments, except policies where cash receipts are raised, will not count towards this Bonus.
• G-3 qualifies IFAs for entries into the Gijima Competition.

Midyear Competition Rules

• G-3 and/or G-7 Bonus must be achieved to be considered for the Midyear competition.
• Policies on level 1 – 3.
• The Midyear competition commences 20 March 2012 and end 20 June 2012.
• Policies considered for payment on 20 February 2012 will also be considered for the paid policies and draw entry criteria of this competition.
• Calculation of these results will be done as at 20 June 2012.
• The winners will be announced during the month of July at the various Provincial Rallies.
• A maximum of 24 (i.e. top 3 per province) Top IFA performers will all receive a cash prize.
• These performers will be derived from the highest number of New Key appointments.
• A minimum target of 150 new paid policies on levels 1 -3 must be achieved to be considered for one of the Top performers prizes.

Lucky Draw Rules

• Each category will have its own draw and to qualify for one of the lucky draws, an IFA needs to be a G-100, G-200, G-400 or G-800 qualifier respectively by introducing the published amount of paid policies in the relevant categories.
• Once G-100, G-200, G-400 or G-800 status has been achieved it cannot be forfeited.
• The number of draws that an IFA is entitled to in each draw will be determined by the total number of premiums paid during the competition period. Every 10 premiums paid equal one entry into the draw.
• There will be one winner in each lucky draw category – G-100, G-200, G-400 orG-800.
• IFAs may only compete in the highest category draw that they qualify for, in other words, entries into the lower category draws are forfeited.
• The draw will be subjected to internal audit and compliance checks.
• Draw qualifiers must be present at the 2013 National Mass Rally to qualify for the prize.
• The following terms and conditions are applicable to the car prizes:
  • The IFA may not sell or transfer ownership of the car for the first 18 months after winning it.
  • The IFA must remain an active IFA, as defined in the IFA Contract, for the same 18-month period.
  • The car must remain black in colour and have IFA branding for no less than the first 18 months of ownership.

Competition Rules – Top 5 Performers

• This category will recognise a maximum of the Top 5 performers in this competition.
• The Top 5 IFAs will each receive a cash prize.
• The Top 5 IFAs will be derived from the highest number of New Key appointments, who have met and or exceeded a predefined target.
• A national target of 1000 new paid policies on Levels 1 - 3 must be obtained or exceeded to be considered for the Top 5 category.

General Rules

• All qualifying criteria will be measured in the published competition period - 20 February 2012 to 20 January 2013.
• All Clientèle products qualify the IFA Introducer for draws in the competition.
• Prizes are not transferable cannot be exchanged for cash.
• Policies on Levels 1-3 will be considered for this competition.
• All prizes, including cash prizes are not taxed. It is the winning IFAs responsibility to declare and account for the prizes.
• All policies with a qualifying DOC that have been taken out as replacements to existing Clientèle policies in order to qualify for the G-3, G-7 Bonuses or the competition, will be excluded.
• Cash premiums do not count towards this competition.